Maya Personal Loan Raises Borrowing Limit to PHP 400,000 for Bigger Life Goals
Maya Personal Loan raises its borrowing limit to help more Filipinos finance life's biggest milestones through a fast, fully digital application process.
- Higher Borrowing Limit: Eligible Maya users can now apply for a Maya Personal Loan of up to PHP 400,000, giving them greater financial flexibility for major personal and professional goals.
- Fully Digital Process: The entire borrowing journey, from application and approval to loan disbursement, happens within the Maya app, eliminating paperwork, collateral requirements, and unnecessary bank visits.
- Flexible Repayment Terms: Qualified borrowers can repay their loans over as long as 48 months, making monthly installments more manageable while helping them move forward with confidence.
Everyone has something they're working toward. Whether it's expanding a business, renovating a family home, investing in future opportunities, or reaching another important milestone, achieving bigger goals often requires greater financial resources. Maya Personal Loan aims to make that journey easier by providing eligible users with more borrowing power through a simple, digital-first experience.
Recognizing that traditional loan applications can still involve lengthy paperwork, multiple requirements, and repeated visits to physical branches, Maya continues to simplify the borrowing process. Instead of making financing another obstacle, the platform is helping users focus on turning plans into reality.
Maya Personal Loan Raises Borrowing Limit to PHP 400,000
Maya has increased the borrowing limit for eligible users of Maya Personal Loan to up to PHP 400,000. This higher loan amount provides more flexibility for Filipinos who need additional financial support for larger projects or important life investments.
Whether the funds are intended for personal aspirations or significant financial commitments, the expanded borrowing limit gives qualified users more room to pursue their next chapter with greater confidence.
The increase also reflects Maya's continued effort to make digital financial services more accessible while adapting to the evolving needs of its growing user base.
A Loan Application Without the Traditional Hassle
For many borrowers, applying for a personal loan has long been associated with preparing numerous documents, gathering requirements, and visiting a bank several times before receiving a decision. Maya Personal Loan offers a different experience by keeping the entire process digital.
Users can apply directly within the Maya app without the need for paperwork or collateral. Once the application is approved, the loan proceeds are credited directly to the user's Maya Wallet, allowing them to access the funds without unnecessary delays.
This streamlined approach reduces much of the complexity that has traditionally been part of personal borrowing, making financing more convenient for eligible users who are ready to take their next big step.
Flexible Repayment That Fits Your Budget
Along with the increased borrowing limit, Maya Personal Loan now offers repayment terms of up to 48 months.
Longer repayment periods can help borrowers spread their payments into predictable monthly installments that are easier to manage alongside other financial responsibilities. This added flexibility allows eligible users to plan their finances more comfortably while working toward their long-term goals.
By combining higher loan amounts with extended repayment options, Maya provides borrowers with greater control over how they manage their finances over time.
Designed for a Faster Digital Experience
One of the biggest advantages of Maya Personal Loan is that the borrowing journey remains fully digital from start to finish.
Instead of navigating multiple steps across different locations, users can complete the application through the Maya app and receive approved loan proceeds directly in their Maya Wallet. The process is designed to reduce unnecessary friction, allowing borrowers to move from planning to action more quickly.
This digital-first approach reflects Maya's broader mission of making financial services more accessible and convenient for Filipinos who increasingly rely on mobile technology for their everyday financial needs.
Learn More About Maya Personal Loan
Those interested in learning more about Maya Personal Loan can visit Maya's official platforms for additional information. Eligible users may also stay updated by following @makeyourmoneymaya on Facebook, Instagram, YouTube, and TikTok.
Loan approval and offers remain subject to credit evaluation. Maya Philippines, Inc. and Maya Bank, Inc. are regulated by the Bangko Sentral ng Pilipinas. For customer assistance, users may access the Help Center within the Maya app or contact Maya's customer support hotline available daily from 8:00 AM to 7:00 PM.
About Maya
Maya is the #1 Fintech Ecosystem in the Philippines, bringing together Maya, the country's #1 Digital Bank, and Maya Business, the #1 Omni-Channel Payment Processor.
Maya Bank is a digital bank regulated by the Bangko Sentral ng Pilipinas, with deposits insured by the Philippine Deposit Insurance Corporation (PDIC) for up to PHP 1,000,000 per depositor. Through its expanding ecosystem of digital financial services, Maya continues to provide Filipinos with convenient and accessible solutions for banking, payments, borrowing, and business transactions.
